by Marilou Davido | Oct 21, 2024 | Resources
When a person passes away, their financial obligations don’t simply disappear. The management and settlement of debt can be a complex process, and understanding how it works can help ease the burden on surviving family members. Here’s a brief overview of what happens...
by Marilou Davido | Oct 14, 2024 | Resources
How To Teach Preschoolers and Kindergartners about money Use a transparent piggy bank so they can see their savings. Teach them the coins and bills. Let them pay – take a small amount from their piggy bank and let them use it to buy something at the store....
by Marilou Davido | Oct 7, 2024 | Resources
Deciding whether you can afford a purchase involves more than just checking your bank balance. It requires assessing your financial health and ensuring that the expenditure aligns with your long-term goals. Here’s a straightforward guide to help you make informed...
by Marilou Davido | Oct 7, 2024 | Resources
Navigating financial challenges can be daunting, especially for young adults just beginning to establish their financial independence. The pressures of managing student loans, living expenses, and career- related costs can quickly become overwhelming. However, there...
by Marilou Davido | Sep 16, 2024 | Resources
In the realm of personal finance, one crucial metric that often gets overlooked is the Debt-to-Income (DTI) ratio. This simple but powerful ratio measures the proportion of your income that goes toward debt payments. Understanding and managing your DTI can...
by Marilou Davido | Sep 16, 2024 | Resources
Credit card debt is a common challenge many people face. It can quickly accumulate due to high-interest rates, making it difficult to pay off. If you’re struggling with credit card debt, here are some steps you can take to regain control of your finances. Assess...
