by Marilou Davido | Sep 16, 2024 | Resources
Credit card debt is a common challenge many people face. It can quickly accumulate due to high-interest rates, making it difficult to pay off. If you’re struggling with credit card debt, here are some steps you can take to regain control of your finances. Assess...
by Marilou Davido | Sep 16, 2024 | Resources
When you hear the word debt, do you become overwhelmed? Believe it or not, not all debt is considered “bad” debt. Generally, “good debt” is considered an investment in your future. It refers to borrowing that is used to acquire assets or services that are expected to...
by Marilou Davido | Sep 6, 2024 | Resources
A 401(k) plan is a popular retirement savings option offered by many employers in the United States. Named after the section of the Internal Revenue Code that established it, a 401(k) allows employees to save for retirement while benefiting from tax advantages. Here...
by Marilou Davido | Aug 26, 2024 | Resources
Effective investing isn’t just about picking the right stocks or bonds; it’s about building a portfolio that balances risk and reward. This balance is achieved through asset allocation and diversification, two fundamental strategies that can help protect...
by Marilou Davido | Aug 22, 2024 | Resources
When planning for retirement, choosing the right Individual Retirement Account (IRA) is crucial. The two most popular options are the Traditional IRA and the Roth IRA. Each has its own set of benefits and tax implications, making the decision dependent on your...
